Trying to improve my life and get out of debit and be able to go to college?

I'm 21 and have $14,000 in credit card debit. I cant get a private loan for school but did recieve financial aid. Financial aid did give me enough to pay for classes. But i cant afford rent im barely making my credit card payments. My credit is bad now because i couldnt make my card payments the last 4 months. im trying and working as hard as i can.I have even looked for a cheaper place to live but i still dont have enough money. i made a budget and its not working. I really just want to die right now! Im 21 and my life is ruined all ready. My parents cant help me financially %26amp; have bad credit too. I cant drop out of college because i have $21,000 in loans that i would have to pay back. I feel like i have no future and im just wasting my life away. what do i do?

Trying to improve my life and get out of debit and be able to go to college?

First...breath. It'll be ok. If you liked more information about the debt please contact me and I can possibly connect you with a relative who works with individuals who have gotten themselves in this position.

You're not alone. MILLIONS of people are in the same boat. You're just mature enough to admit it and want to do something about it.

I would recommend cutting back on all extra fun things right now and pay only that needs to be paid...rent etc. It's hard to readjust our lives and give up what we love (party life or just good old fashion spending money) Live within your means.

Getting your education will help. When it's time to get a job be upfront when the time is right and tell them about the bad credit and that you are honestly working on correcting it. They'll appreciate the honesty.

Good Luck and also remember God can help. All you have to do is ask.

Trying to improve my life and get out of debit and be able to go to college?

Financial counselors, public aid lawyers, writing a lot of letters to creditors, mental health counselors. It takes years to get it back, but it can be done.

Trying to improve my life and get out of debit and be able to go to college?

do u have like older sisters or brothers than can help you

grand parents or uncles aunts that could help

if u have multiple credit cards maybe you can consolidate them into a lower payment a month

Trying to improve my life and get out of debit and be able to go to college?

Is there any way you can move back in with your parents so that you don't have to pay rent?

You also should probably talk to one of the reputable credit card counseling places. They can probably get your credit card payments lowered and maybe arrange settlements so that you pay back a lower total.

Don't let this ruin your life. Stay in school and get your degree. That will be extremely valuable to you and basically guarantee you a higher salary than if you didn't have a degree. And cut up those credit cards! It may take several years to dig out of this mess, but you can do it!

Trying to improve my life and get out of debit and be able to go to college?

There is some useful advice here.

Trying to improve my life and get out of debit and be able to go to college?

Hi, Read these articles, they should help you:

How to Manage Your Credit Card Debt?

http://www.askaquery.com/Answers/qn1579....

Building Wealth by Reducing Debt

http://www.askaquery.com/Answers/qn1578....

What is credit-counseling service?

http://www.askaquery.com/Answers/qn492.h...

Debt Consolidation - Get Out Of Debt

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How to Hire a Debt Counselor?

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What is Debt Relief?

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Debt Management and Building Wealth

http://www.askaquery.com/Answers/qn1581

How to lower your debts?

http://www.askaquery.com/Answers/qn1576....

How to reduce debt : How to lower your expenses?

http://www.askaquery.com/Answers/qn1577....