Saturday, October 31, 2009

Bad credit affecting job search?

I understand why an employer would be leery of hiring someone who is behind in their bills, shows irresponsibiltiy and the fact that the person may steal or whatnot, but is it the end all to jobs? I am a few months behind on my credit card bills, and have some payday loans that are unpaid, and I am having a very hard time finding a job. I have a BA and am having difficulty getting a job at any place, I recently applied to a store that I worked at for five years prior and did not receive a call-back. Also, would it be good to mention it in an interview? Be like %26quot;I know my credit isn't the best right now, but that is one of the reasons I am in search of a new job, one that pays more money%26quot; (maybe not worded like that, but you get the idea). Thank you



Bad credit affecting job search?

I wouldn't bring any attention to your credit score. If people aren't hiring you based on your credit score they need to notify you in writing that that is the reason why you were not hired. Again, I wouldn't bring it up in any interviews, but that is your own prerogative. The job market is not the greatest right now and if you keep looking you will find the right job.



Now, if you are trying to be financial adviser or work at a bank or something, I can see why they might not hire you, but again, they should provide you some notice about the credit report being used as part of their decision. It is the law.



Bad credit affecting job search?

alot of companies now consider your credit when you apply, its just the way of the world now days. work on fixing some of your credit when you can and try to catch up is all you can do. some companies may ask you about it or for an explanation. but thats all at their discretion. good luck ! It can be hard...



Bad credit affecting job search?

I can not express to you how important your credit is in all aspects of your life. It's much more important than it was even 10-20 years ago. Tons of employers are now starting to run credit checks and it can be a huge factor in why you are not getting a job.



The solution: Learn how to repair your credit. It takes some time to learn, but it's free, it's legal and it's the smartest thing you can do.



Bad credit affecting job search?

This is sad indeed that lots of companies now look for your credit score. And yes, its somewhat have a hand on it to affect the job search. I would suggest you to improve your credit score. But how to improve my credit score? To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score%26lt;!--you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing.



http://badcredits.awardspace.com/credits...



In order to improve your credit score, it's important to know where you stand currently. Despite all the media attention given to free credit reports--%26gt;you still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs.



Bad credit affecting job search?

You should take steps now to fix your credit. Check out the source site and their free evaluation form; maybe they can help.



Bad credit affecting job search?

Keep trying or find a job where you are not working with money. Otherwise clean up your credit before changing jobs.



Bad credit affecting job search?

In the meantime, I would try temp services so you can earn some money, and be able to pay your bills. I would do that, or apply for a job that says they won't check your consumer credit (there are still a few out there, but not many, and they don't pay that well). It's unfortunate that it's hard for many to find a job with a BA, even if with good credit.



Good luck to you!

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