Bad Credit Credit Cards.?

I went through a bad divorce, and it destroyed my credit. I have been rebuilding it for some time. I currently have a student loan very current and have an auto loan with a perfect payment record. My score was at won time down to 430, and I currently am up to 575. I am looking to get a credit card to use monthly and pay off each month in order to further rebuild, but it seems that every company out there is a credit card pirate company. I would even not mind opening a secured account, but the fees for so many of these companies are just ridiculous.

Does anyone know of a unsecured or secured credit card company to recommend?

Bad Credit Credit Cards.?

Orchard Bank or First Premier offer cards to those who have bad credit.

Bad Credit Credit Cards.?

I took 2 secured credit cards from a site. The guys made a good job - I had no credit and now it's fair! If you need poor credit cards, go at http://www.credit-land.com/101... ! Report It

Bad Credit Credit Cards.?

You can go to http://www.ipod-vibez.com/cred... and apply for a card there they will approve you no matter if you have bad credit. They have credit card with a credit limit not prepaid card. They will get you a real credit card check it out http://www.ipod-vibez.com/cred... Report It

Bad Credit Credit Cards.?

Go to the bank or credit union that has your auto loan. They probably will give you a card.

Bad Credit Credit Cards.?

My husband and I also went through some tough times with credit cards and we finally got rid of them .To build up our credit once again, we started with Capitol One bank and Orchard Bank. The fees are not too bad either and you are able to pay them off like I did.

Bad Credit Credit Cards.?

Your best bet is to leave the cards alone. Use a debit card. If you are in such a bad shape as to need credit repair than you can't afford the credit.

One you pay off your bills your credit will began to repair itself.

These companies which offer credit to bad credit usually require a deposit ot fee equal to more than they will loan you, In effect you are barrowing your own money. you will rarely see your way out dealing with them.

If you open an account with banks handling credit cards they will eventually give you one at decent rates.

My best recommendation is %26quot;Chase bank cards%26quot; if you have ot have one. work towards one oif those and every card in the country will be after you.

Bank credit is easier to get and easier to pay off. I think a loan is better than a card for anyone.

Bad Credit Credit Cards.?

I recommend leaving any credit card alone at this point. Your credit is damaged and you won't be eligible for anything but a high interest credit card riddled with fees. Repairing credit takes time. If you continue paying your current bills regularly and don't default or miss any payments, in a year your credit score will rise. And every subsequent year there will be a rise in your credit score.

Don't fall into the mind set that believes by acquiring more credit, your score will rise. Usually the opposite occurs. Also don't think that credit repairs are an overnight thing. To successfully and legitimately repair credit, time and consistent payments are the only key.

Bad Credit Credit Cards.?

As much as you want to leave credit cards alone you can't if you are trying to rebuild. The credit card companies what to know you trust yourself to have them again. I have a Orchard and Marin they seem to be ok have had for almost 2 years. Mine was about as low as yours and year a 9 months later I am up to 659 so doing better. I never had a secured just had to pay them fees to report to the credit companies every month.

Bad Credit Credit Cards.?

I agree with the first poster, try your bank or credit union first.

I would recommend staying away from Cap One and First Premier. Cap One does not report your credit limit. They only report your high balance, so it will make it look like you have bad utilization on your reports. First Premier is very sub prime.

You might go to Bank of America , Orchard Bank and HSBC web sites and do the card selector they have on their sites. They will not pull a hard inquiry to do the selectors. If you apply for a card that may be recommended then they will pull a hard inq.

I would recommend trying Bank of America first, they are more in the prime category than Orchard or HSBC. Also, BofA will grow with you. If BofA recommends a secured card, as long as you keep the card in good standing it should unsecure around 9 to 12 months.

You might try to get store cards also. Try Walmart. Also, Chevron/Texaco has a rebuilder card for those who are rebuilding credit or just starting out in building credit.

You also might check out the site I've listed. Click on Forums and then look on the top of the page on the right side for CreditPulls. Click on that and then enter your score and click on search. You will see many different card companys that approve or not approve for those in your score range. Many times people even add what baddies they had when they applied.

When you get to that page, click on score and it will sort the field by score.

Bad Credit Credit Cards.?

Check these credit card companies out:

http://creditoffernow.com/imaginecard

http://creditoffernow.com/ultimateoffer

Bad Credit Credit Cards.?

well, I don't promise anything but

here's two links that often get me best answers:

http://credit-cards.ebookorama.com

and here http://finance.ebookorama.com

you may also pass them around and help anyone get rid of their debts, people always seem to find help via these links so spread the karma and get points.

good luck!

Bad Credit Credit Cards.?

Hi there,

There are credit cards out there that are designed to help people in your situation. One of the best that I have heard of is the Orchard Bank Mastercard. It rebuilds your credit and reports to the credit bureaus to help rebuild your credit faster. I found this link talking about it.

http://www.0-apr-creditcards.com/orchard...

I hope this may Help!