Is there anything i can do to force a creditor to amend my credit report?

Paid a debt 2 over years ago and have not needed credit at all since then. Now am looking to refinance my house and found out that they did not mark my bad report as PAID. I have rang them every week for the past month with no result please help me I don't know what to do anymore and I need to get this done ASAP as I am paying $500 a week on my current home loan and can get it down to $300 with it marked as paid.

Is there anything i can do to force a creditor to amend my credit report?

Keep disputing these items with the credit bureau.

Is there anything i can do to force a creditor to amend my credit report?

Hey there, I believe that I can help you out with your problem. I work for California Capital and Investments Group. I am a loan officer with a lot of experience dealing with the credit bureaus (seeing as how a lot of my clients are subprime), I think I might be able to help you or at least refer you to someone who can help you in fixing your credit and showing you a lender who will be able to drastically lower those payments.

Is there anything i can do to force a creditor to amend my credit report?

Quick answer is - NO. You cannot force them to. You can continue to dispute an item, but at a certain point the credit bureau will no longer require the company to respond. Also, there is nobody out there making offers to fix credit history that can truly offer you any more than a credit report dispute.

My best suggestion would be to place a note or comment in your credit file and ask the lender if they would accept the same. Frequently (and I have done this) the lender can take the letter of explanation (special circumstances, etc) to the underwriters. It is the underwriter that makes the final loan approval/decline decision. The lender wants the credit for the mortgage sale too, they will probably try to work with you.

Is there anything i can do to force a creditor to amend my credit report?

You can try getting a lawyer to write them a letter - there are plenty of affordable legal services out there (try prepaidlegal.com - $36 a month) that will write letters for free plus a BUNCH of other great services including credit monitoring to make sure nothing happens to your credit without you knowing about it.