What is the easiest way to pay off my debt?

I have less than $5,000 in collections and medical bills but i would like to have one monthy payment to pay them all off. Is a personal loan the only way .I have bad credit and i am trying to fix it but l can't find a lender for this; what are some other options?

What is the easiest way to pay off my debt?

If you have a credit card maybe doing a balance transfer on to it (providing the APR isnt high!) You can also look into credit cousnsling services. I am using this place called Fast Debt Solutions to help me pay off my bills but I believe you have to have a minimun of $7,500 owed. Becareful w/ the ccs places though cause they can actually harm your credit more and sometimes look as bad as a chapter 13 on your credit report and they will be on your report for 5-7 years as a second party help.

What is the easiest way to pay off my debt?

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What is the easiest way to pay off my debt?

Medical Bills are easy, they won't hurt your credit as long as your paying SOMETHING monthly. But if you pay in one lump sum it's better.

What is the easiest way to pay off my debt?

Gather all your statements together. Write the amounts due on a piece of paper, smallest to largest. Start with the smallest. Pay as much as you can on it, leaving enough to make small payments on the others. When that one's paid off, continue down the list.

What is the easiest way to pay off my debt?

Consolidate your debts...thats the solution:

Online Debt Consolidation

http://www.complete-debt-info.com/catego...

Credit Counseling Programs

http://www.complete-debt-info.com/catego...

What is the easiest way to pay off my debt?

I include an article in my resorce box regarding bad credit debt consolidation. I hope it would help.

Good luck!