Where can I find someone to give me a loan for a houseboat if I have bad credit?

I filed bankrupcty about 8 months any ideas as to who will give me a loan?

Where can I find someone to give me a loan for a houseboat if I have bad credit?

You will need what is called a hard money loan - ones from Beneficial are available for up to $3000 at about 30% interest. I've heard you can get up to $10,000 if you've been at your job for a long time.

Another type of hard money loan is from a loan shark, sorry, don't know how to get you in touch with one.

Where can I find someone to give me a loan for a houseboat if I have bad credit?

Let me be first in line.

Where can I find someone to give me a loan for a houseboat if I have bad credit?

You just filed bankruptcy and you want to buy a houseboat? How about not going nuts with credit, getting your financial condition in order and putting some savings in the bank?

Morons like you just make credit more expensive for the rest of us.

Where can I find someone to give me a loan for a houseboat if I have bad credit?

Until you have about a year of history after the BK, it will be very difficult as a house boat is not considered good collateral by most banks. The best you can hope for is a high interest rate broker, and the rate will not be less than 10% on this type of deal unless you have 50% or more down. If you have less than 20% down, the deal is not going to get done in today's market unless you find a really dishonest lender that can fake your income and get it through underwriting.

Where can I find someone to give me a loan for a houseboat if I have bad credit?

It depends on a number of factors, type of bankruptcy filed, if you've re-established lines of credit since the BK, your income, what state your in, etc...Some lenders will lend at one day out of bankruptcy.

House boats are normally counted as 'hard money' loans`, but I do know a few lenders that do them.